FINANCE OPTIONS FOR YOUR PURCHASE

Pearson 1860 offers a number of finance options when you reach the checkout. You can choose to pay with Klarna which will allow you to checkout quickly with two payment options, pay in 3 installments or pay 30 days later - See information below. If however you want a longer finance agreement maybe for a bike we offer V12 retail finance, details are below. For this option we suggest you email care@pearson1860.com and we will arrange for one of the team to look after your purchase and finance personally.

Klarna - Shop now. Pay later.

Pay in 3 instalments	Pay up to 30 days later
Buy what you love today, and spread the cost over time in 3 equal instalments. Your chosen card will be charged automatically. No interest. No fees. Ever.	Shop now. Pay later. Get up to 30 days to pay ensuring you love your items before you pay with no late fees or interest. Say goodbye to waiting around for refunds.

V12 Retail Finance.

Finance may be available for your purchase through V12 Retail Finance.

In order to apply for credit with V12 Finance you must:

• Be between 18 and 75 years of age
• Be either in full-time employment (16 hours or more per week), self-employed, retired and over 50 years of age or be in receipt of an invalidity or disability allowance
• Be a UK resident and must have lived in the UK for the last three years or more
• Be able to make repayments by direct debit
• Provide your previous address if you have lived at your current address for less than 3 years

Applications for finance must be done in-store. Terms and Conditions will apply.

Any bike purchased using finance must be delivered to the applicant’s home address. This is a legal requirement when a finance contract is in place – it helps protect customers from fraud and identity theft.

V12 Retail offers 0% finance up to 12 months.

0% finance is an excellent way to spread the cost of payments on your new bike or accessories.

Please note – 0% finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

Subject to your eligibility V12 Retail Finance offer:

6 or 12 months 0% finance on bikes over £700 and up to £7000

Examples

Length of contract	Bike cost	Deposit payable	Still to pay	Monthly payments
6 Months	£700	£70	£630	£105
12 Months	£7000	£700	£6300	£525