FINANCE

Interest Free Finance

0% finance is an excellent way to spread the cost of payments on your new bike or accessories. We offer up to 24 months 0% finance on qualifying full price bikes and we are now offering Classic Credit (19.9% APR) on sale bikes.

Please Note - 0% Finance is not available on sale, cycle scheme or discounted models unless otherwise stated.

We offer:

  • 6 months 0% finance on bikes £700 and up
  • 12 months 0% finance on bikes £1000 and up
  • 18 months 0% finance on bikes £2500 and up

Examples

Length of contract  Bike cost  Deposit payable  Still to pay  Monthly payments 
6 Months £700 £70 £630 £105
12 Months £1000 £100 £900 £75
18 Months £2500 £250 £2250 £125
18 Months £4000 £400 £3600 £200

Classic Credit

To help pay for bikes and accessories on special offer or on sale, we can offer an interest bearing credit at 19.9% over 24 or 36 months with a 10% deposit.

Examples

Length of contract  Bike cost  Deposit payable  Still to pay  Monthly payments  Total payable (excluding deposit) 
24 Months £1000 £100 £900 £44.96 £1079.10
36 Months £500 £50 £450 £14.94 £537.75

Eligibility

In order to apply for credit with V12 Finance you must:

  • Be between 18 and 75 years of age
  • Be either in full time employment (16 hours or more per week), self-employed, retired and over 50 years of age or be in receipt of an invalidity or disability allowance
  • Be a UK resident
  • Be able to make repayments by direct debit
  • Provide your previous address if you have lived at your current address for less than 3 years.

Delivery

Any bike purchased using finance must be delivered to the applicant's home address. This is a legal requirement when a finance contract is in place - it helps protect customers from fraud and identity theft.